Why Montana Analytics

Our independent perspective enables us to provide unbiased results to our clients.

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Our Company

Our firm's leadership has over 60 years experience in consumer credit and mortgage risk management.

Clayton Botkin, Managing Principal

Clayton brings nearly 30 years of analytical risk management experience in primary and secondary mortgage markets with specialization in mortgage credit and market risk management, statistical development, model validation and program implementation. He has a proven record developing analytical solutions using best practices, econometric methods, quantitative finance, building teams and solving complex problems.


Advisory Board

Don Wilson, Advisor

Don provides over 25 years of model development and risk management experience in the mortgage space with specialization in mortgage credit scoring, subprime risk management, statistical development, and advisory services. He is a pioneer in area of credit risk scoring solutions.

John Gruenstein, Advisor

John brings 30+ years of risk management, modeling, and economics experience in analytic and senior management roles to bear on primary and secondary mortgage markets with specialization in mortgage credit and market risk management, statistical development, model validation and program implementation. He has a proven record developing analytical solutions using best practices, econometric methods, building teams and solving complex problems.

Will Rathbun, Senior Technology Director

Will is a technology leader with a knack for blending business fundamentals with emerging technologies, combining complex data requirements with elegant solutions. In addition to creation of software systems, he is also devoted to the creation of high-performance teams. Will has had the opportunity to lead a variety of successful, high-profile projects ranging from high-speed transaction processing to interactive user interfaces, from mainframe integration to commercial web service delivery, from supporting small offices to world-wide integrated systems.